More people in the UK aged between 65 and 74 are still working compared to six years ago, new research shows[1]. The findings show there’s a marked increase in the number of people over 65 who remain in the workforce compared to 2016, and a fall in the number drawing their State Pension.
Continue reading “Working 9 to 5”
Many people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost of living soaring. In these circumstances, it can be difficult to think about your long-term finances or even contemplate saving for the future.
Continue reading “How to maximise the value of pension savings”
The rise in the cost of living is affecting millions of people. A third of young adults (18-34) and families with young children are struggling financially. Many are turning to family and friends for help with day-to-day expenses such as utility bills, housing costs and childcare, according to new research[1].
Continue reading “Passing wealth down through the generations”
Since it was introduced ten years ago, auto-enrolment has revolutionised pension saving for millions of people in the UK, encouraging a culture of saving for the long term. It’s been a positive initiative and, crucially, individuals now have to take more responsibility for their retirement savings.
Continue reading “Pension saving revolution”
Around half of UK adults (51%) have or know someone who has received a suspicious communication in the last 12 months, according to new research[1]. This equates to 27 million people across the UK.
Continue reading “Spotting an investment scam”
As the cost of living continues to soar, with inflation reaching a 40-year high, the impact on household finances is taking its toll. But it is essential to try to maintain a savings habit even in the current climate. The impact of any breaks in pension contributions could mean savers miss out on thousands of pounds in future that will mean less income during retirement.
Continue reading “Don’t abandon pension contributions as prices rise”
Thinking about the amount of money you need to retire can be daunting, but it’s important to have a savings target in mind to fit your desired lifestyle in retirement, that you can work towards.
Continue reading “Pensioners’ incomes”
When you first start paying into your employer’s pension, your contributions, along with employer contributions and tax relief, will be invested through a default fund. You will usually have several fund options to choose from.
Continue reading “Doing the right thing for the planet”
You’ve worked to build up your wealth. But now it’s time to make plans so your loved ones can get the most from the estate you intend to leave behind. If you think you might be affected by Inheritance Tax, it can be tempting to hold off making plans to do anything about it. But the truth is that it’s better to plan earlier for Inheritance Tax.
Continue reading “Leaving a tax-efficient legacy”
Having money set aside can help to provide protection against any abrupt financial changes. A new report has identified one in four working households with savings (28%) have started dipping into them to meet rising living costs[1]. A further 30% anticipate they will need to do so in the next year.
Continue reading “Shrinking safety nets”
Privacy notice
Cookie policy
Website privacy policy
Website disclaimer
Our client agreement
Our complaints policy
© 2025 Roberts Mackie Winstanley. Roberts Mackie Winstanley is authorised and regulated by the Financial Conduct Authority and is bound by its rules. Roberts Mackie Winstanley is entered on the Financial Services Register https://register.fca.org.uk/s/ under firm reference number (FRN) 439624. Registered in England and Wales; Registered Office: Jonathan Scott Hall, Thorpe Road, Norwich, Norfolk, NR1 1UH.
The material on the site is the copyright material of Roberts Mackie Winstanley. You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public or otherwise use Roberts Mackie Winstanley content in any way except for your own personal, non-commercial use. This includes but is not limited to all individual fund manager data such as rankings of fund managers and ratings of fund managers. Roberts Mackie Winstanley does not accept any liability for your reliance on, or any errors or omissions in this information. Any other use of Roberts Mackie Winstanley’s content requires the prior written permission of Roberts Mackie Winstanley. Neither Roberts Mackie Winstanley nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this site.
The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK. The Financial Conduct Authority does not regulate cashflow modelling, National Savings, tax planning, taxation and trust advice, will writing, estate planning, school fees planning or buy to let business. Making a complaint about our service (see our Complaints policy): Financial Ombudsman Service FOS online: https://www.financial-ombudsman.org.uk/; Tel: 0800 023 4567; Email: complaint.info@financial-ombudsman.org.uk. We are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. For more information about the Financial Services Compensation Scheme go to: https://www.fscs.org.uk/what-we-cover/compensation-limits/ or call the Freephone number: 0800 678 1100.
